Ever been held up in a bank?

No-- not the kind involving guys in rubber masks with guns vs. yourself/other patrons, but the kind where; say you're on your lunch break and you pop in to do some quick business--deposit a check, withdraw cash for instance and you end up waiting in long lines to see a clerk and, God forbid! after all that waiting, you have to wait some more for instance, when the bank's computer system breaks down or the ATM malfunctions or when you're told you can't get access to your money for a few days via the check you deposited into your account, because it will be placed on hold--I'm talking about the legal hold ups...

On the other hand, sometimes it's not the bank's fault. It's not that the bank hadn't issued you its policy (in small print of course) or warned you when you opened your account 13 years ago or however long ago you've been doing business with your bank about it's check-holding rules, it's just that, you may have been doing business with your bank for so long and have formed a comfortable relationship that sometimes it's taken for granted until that one day when you're desperate; you need fast access to your cash via a check deposit and you learn that the bank will sit on your check for a few days--3, 5, 15, 25-35 days or so until it clears (meanwhile the bank profits from it)--I dare say it has happened to us all at one time or another.

In anycase, I brought this up because I've just come from reading the personal account of XDude vs. The Royal Bank of Canada and his attempt at trying to deposit his Warner Brother's US Check into his bank account. XDude presents his account via an interesting medium. At times you may want to laugh at the hillarious way in which he tells it but it's enough to make you kinda think twice about just what your bank's policies are.

As if things hadn't already been bad enough for Mr. Dude, check out the letter he previously received from Lucasfilm.